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Working in Cumberland, MD

Jobs, pay and daily life in Cumberland, from official statistics with source and year on every table.

In short: Cumberland (Maryland): 18,804 residents, median household income $48,162, median rent $741, unemployment 4.5%.
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By AtiveSite · Published 07/11/2026 · Updated 07/11/2026 · Every figure is linked to its source below.

18,804residents (ACS 2024)
$48,162median household income
$741median rent a month
4.5%unemployment (BLS)
22.7%bachelor's degree or higher
60.0%homeowners
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Overview

CITY (Cumberland) Official statistic Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Cumberland is a city in Maryland with 18,804 residents. The median household earns $48,162 a year and the median rent is $741 a month, which is 18.5% of the median household income. We could not match it to a metropolitan area in the BLS wage tables, so metro pay data is not shown.

How Cumberland compares. Among the 80 largest places in Maryland, Cumberland is #72 by population, #1 for rent (#1 = cheapest), #80 for household income (#1 = highest), #3 for long commutes (#1 = fewest). Its county, Allegany County, is #22 of 24 counties for average pay ($51,777).

The place in numbers

Cumberland has 18,804 residents (ACS 2020–2024), about 0.3% of the population of Maryland. It covers 10 square miles of land, which works out to roughly 1,856 people per square mile. The median age is 41.1, 4% older than the state median (41.1 against 39.4).

Housing

The median gross rent is $741 a month (rent plus utilities), 57% below the state median ($741 against $1,705). Over a year that is 18.5% of the median household income. US housing guidance treats housing as affordable when it takes 30% of income or less, so the typical household is under that line. The median home value is $123,200, which is 2.6 times the median household income ($48,162); a ratio under 4 usually means ownership is within reach for many households. 60.0% of households own their home, 11% below the state average (60.0% against 67.6%).

Work and pay

In 2026M09 the unemployment rate of Allegany County was 4.5%. 49.7% of residents aged 16 and over are in the labour force. The city lies in Allegany County; its jobs, pay by industry and GDP are on the county page.

Getting around

Among workers, 74.1% drive alone, 0.6% use public transit, 3.4% walk, 9.5% work from home. 10.7% of workers commute 45 minutes or more, 56% below the state average (10.7% against 24.2%).

People and education

22.7% of adults aged 25 and over hold a bachelor's degree or higher, 48% below the state share (22.7% against 43.5%). 2.0% of residents were born outside the United States, 88% below the state share (2.0% against 16.6%). The poverty rate is 25.1%, 166% above the state rate (25.1% against 9.4%).

Climate

The warmest month is Jul, averaging 74°F (23.1°C), and the coolest is Jan at 28°F (-2.3°C). About 1,045 mm (41 inches) of precipitation falls in a year; May is the wettest month (117 mm) and Jan the driest (64 mm). These values come from NASA satellite-based climatology on a grid of about 50 km, so they describe the wider area, not a weather station in the city.

Nearby cities to compare

Closest cities in this guide: Keyser (19 miles, rent 13% lower); Martinsburg (44 miles, rent 55% higher); Winchester (45 miles, rent 77% higher); Johnstown (47 miles, rent 13% lower). Rent differences are against Cumberland; use the Compare tab to put any two cities side by side.

Federal jobs in Maryland (655) →State guide: MarylandCountry guideAllegany CountyMaryland rankings

Official links for Cumberland

These links go to official sources and open in a new window. The first one is the government's or company's own site as listed in Wikidata (property "official website"); check it before relying on it.

Jobs

LIVE (federal) + METRO Live feed + official statistic Source: USAJOBS (federal jobs only) · BLS Occupational Employment and Wage Statistics (OEWS), May 2025 · Data: 07/11/2026

There are 655 federal postings open in Maryland (USAJOBS, state level; we do not have a city filter for them). Private-sector jobs are not in this feed.

Open federal jobs in Maryland →

Economy

CITY Official statistic Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

No metropolitan wage table is matched to this city. Employment shares of residents by industry (ACS):

Sort:
Industry ⇅Share of employed residents ⇅
Education and health care29.0%
Retail trade15.2%
Professional, scientific, management, administrative11.7%
Arts, entertainment, accommodation, food10.7%
Public administration6.6%
Manufacturing5.5%
Other services5.1%
Finance, insurance, real estate4.5%
Transportation, warehousing, utilities4.4%
Construction2.8%
Agriculture, forestry, fishing, mining1.8%
Wholesale trade1.6%
Information1.2%

County economy

COUNTY Official statistics Source: BEA GDP by county 2024 · BLS QCEW 2024 · BLS Local Area Unemployment Statistics · U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: BEA 2024; QCEW 2024 annual; BLS 2026M09; ACS 2020–2024

Cities have no official GDP or payroll count of their own. These figures are for the county where Cumberland lies and cover the whole county, not only the city.

Sort:
County ⇅Population ⇅GDP (2024) ⇅GDP per resident ⇅Jobs (QCEW 2024) ⇅Employer sites ⇅Average annual pay ⇅Job change vs 2023 ⇅Unemployment rate ⇅Labour force ⇅
Allegany County67,452$3,542 million$52,51426,6801,577$51,777+0.1%4.5%24,111

Private-sector jobs by industry in Allegany County

Sort:
Industry ⇅Jobs ⇅Share of private jobs ⇅Average annual pay ⇅Concentration vs US (location quotient) ⇅
Health care and social assistance5,27926.4%$62,9251.38
Retail trade3,72318.6%$34,6831.40
Accommodation and food services3,31616.6%$23,8761.37
Manufacturing1,3076.5%$54,5730.60
Wholesale trade1,1745.9%$51,7831.12
Construction1,0045.0%$64,0390.72
Administrative and waste services9544.8%$49,1300.61
Other services (except public administration)7813.9%$34,6460.97
Professional and technical services6343.2%$59,8280.34
Finance and insurance5572.8%$62,3070.51
Management of companies3161.6%$49,1310.70
Information3061.5%$55,2200.61
Arts, entertainment, recreation2421.2%$17,0270.54
Real estate and rental2261.1%$52,2000.55
Educational services1580.8%$32,5910.29

Unemployment rate, last 12 months (not seasonally adjusted)

2025M095.6%
2025M115.4%
2025M125.0%
2026M016.8%
2026M027.1%
2026M036.1%
2026M045.7%
2026M054.8%
2026M065.3%
2026M075.8%
2026M085.1%
2026M094.5%

QCEW counts jobs covered by unemployment insurance; sectors with too few employers are withheld by BLS. Latest-month unemployment is preliminary.

Commuting

CITY (Cumberland) Official statistic Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Sort:
How residents get to work ⇅Share ⇅
Drive alone74.1%
Public transit0.6%
Walk3.4%
Work from home9.5%
Commute of 45 minutes or more10.7%

Shares are of workers aged 16 and over; they describe residents, wherever they work.

Pay and cost

CITY + METRO Official statistic Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · BEA Regional Price Parities · Data: ACS 2020–2024; RPP 2024

Sort:
Indicator ⇅Value ⇅
Median household income$48,162
Income per person$31,056
Median gross rent per month$741
Yearly rent as share of median household income18.5%
Median home value$123,200
Homeowners60.0%
Poverty rate25.1%
Price level of the metro area (US = 100)n/a
Metro median pay, all occupationsn/a

Does this salary work here? (estimate)

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set; graduated states show 0 until you enter your own estimate. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

State tax: Graduated, top rate 6.50%.

People and education

CITY (Cumberland) Official statistic Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year (via Census Reporter) · Data: ACS 2020–2024

Sort:
Indicator ⇅Value ⇅
Median age41.1
High school or higher (25+)91.0%
Bachelor's degree or higher (25+)22.7%
Born abroad2.0%
Labour force participation (16+)49.7%

Where the foreign-born residents come from (by region)

Europe130 (42.1%)
Asia128 (41.4%)
Latin America44 (14.2%)
Africa7 (2.3%)

Work permits are federal: see permits and first steps.

Climate

CITY (Cumberland) Model estimate on a 0.5° grid Source: NASA POWER climatology (MERRA-2, 2001–2025) · Data: monthly means 2001–2025

Sort:
Month ⇅Mean temperature (°C) ⇅Mean temperature (°F) ⇅Precipitation (mm) ⇅
Jan-2.32864
Feb-1.23064
Mar3.73978
Apr10.25091
May15.961117
Jun20.569107
Jul23.17499
Aug22.67386
Sep18.866102
Oct11.75387
Nov5.24169
Dec0.03281

Satellite-reanalysis climatology on a grid of roughly 50 km, so it smooths local effects (hills, coast, city heat). It is not a weather-station record.

Nearby cities

CITY Calculation Source: straight-line distance from coordinates (Census Gazetteer) · Data: 2024

Sort:
City ⇅State ⇅Distance (straight line) ⇅Population ⇅Median household income ⇅Median rent ⇅
KeyserWV19 mi4,857$46,955$648
MartinsburgWV44 mi18,904$59,555$1,150
WinchesterVA45 mi27,913$63,974$1,315
JohnstownPA47 mi18,087$37,888$644
Ranson corporationWV52 mi5,729$89,523$1,536
Charles TownWV54 mi7,337$89,263$1,115
UniontownPA54 mi9,742$35,454$774
HagerstownMD55 mi43,665$52,221$1,114
Cheat LakeWV58 mi10,902$117,014$1,124
Front RoyalVA59 mi15,296$64,838$1,135

Straight-line distance in miles, not driving distance.

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FAQ

How many people live in Cumberland?

18,804 (Census Bureau ACS 2020–2024 5-year estimate).

What is the median rent in Cumberland?

$741 a month (ACS 2020–2024), which is 18.5% of the median household income.

What is the median household income in Cumberland?

$48,162 (ACS 2020–2024, in 2024 dollars).

What is the unemployment rate in Cumberland?

4.5% (BLS county, Allegany County (latest month 2026M09)).

Which state is Cumberland in?

Maryland. See the state guide for minimum wage, taxes and pay.

Sources

Sources

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