Jobs in the United States → United States guide → Niches → Claims adjusters, examiners, and investigators

Claims adjusters, examiners, and investigators in the United States

Pay, demand and where to work, from BLS data with the year on every table.

In short: Claims adjusters, examiners, and investigators: median pay $78,000 a year, 324,230 jobs, -5.5% growth projected to 2035, typically high school diploma or equivalent.
Alaska: 0.3 location quotientAlabama: 0.9 location quotientArkansas: 1.0 location quotientArizona: 2.0 location quotientCalifornia: 0.6 location quotientColorado: 0.9 location quotientConnecticut: 0.9 location quotientDistrict of Columbia: 0.2 location quotientDelawareFlorida: 1.4 location quotientGeorgiaHawaii: 0.7 location quotientIowa: 1.2 location quotientIdaho: 0.7 location quotientIllinois: 1.1 location quotientIndiana: 0.7 location quotientKansas: 1.5 location quotientKentucky: 0.9 location quotientLouisiana: 0.8 location quotientMassachusetts: 0.7 location quotientMarylandMaine: 1.2 location quotientMichigan: 0.7 location quotientMinnesota: 0.9 location quotientMissouri: 1.0 location quotientMississippiMontana: 1.1 location quotientNorth Carolina: 1.0 location quotientNorth Dakota: 0.8 location quotientNebraska: 1.5 location quotientNew Hampshire: 0.6 location quotientNew Jersey: 1.1 location quotientNew Mexico: 0.7 location quotientNevadaNew York: 0.9 location quotientOhio: 1.2 location quotientOklahoma: 1.2 location quotientOregon: 0.7 location quotientPennsylvania: 1.1 location quotientRhode Island: 1.1 location quotientSouth Carolina: 0.9 location quotientSouth Dakota: 1.1 location quotientTennessee: 0.9 location quotientTexas: 1.0 location quotientUtah: 0.7 location quotientVirginia: 0.9 location quotientVermont: 0.4 location quotientWashington: 0.8 location quotientWisconsin: 1.4 location quotientWest Virginia: 0.9 location quotientWyoming: 0.3 location quotient
Where claims adjusters, examiners, and investigators concentrate

low → high: location quotient

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By AtiveSite · Published 07/11/2026 · Updated 07/11/2026 · Every figure is linked to its source below.

$78,000median pay a year
324,230jobs (OEWS May 2025)
-5.5%growth 2025–35
20,900openings a year
High school diploma or equivalenttypical entry education
Long-term on-the-job trainingon-the-job training

Overview

NATIONAL (all US) Official statistics Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2025 · BLS Employment Projections 2025–35 · Data: OEWS May 2025; projections 2025–35

Claims adjusters, examiners, and investigators (SOC 13-1031) employed 324,230 people in May 2025. The median pay is $78,000 a year ($37.50 an hour); the lowest-paid 10% earn under $48,850 and the highest-paid 10% more than $117,040. BLS projects its employment to change by -5.5% between 2025 and 2035 (about 20,900 openings a year including replacements). The typical way in: High school diploma or equivalent.

Highest median pay: District of Columbia ($101,150), New Jersey ($95,690), California ($91,790). Most jobs: Texas (29,220), Florida (28,100), California (24,290).

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Pay

NATIONAL (all US) Official statistic Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2025 · Data: May 2025

Sort:
Measure ⇅Annual ⇅Hourly equivalent ⇅
10th percentile (entry level)$48,850$23.49
25th percentile$61,160$29.40
Median$78,000$37.50
Mean$80,470$38.69
75th percentile$98,030$47.13
90th percentile (experienced)$117,040$56.27

What is left after tax? (estimate)

Estimate for a wage earner: 2026 federal brackets and standard deduction (IRS), Social Security 6.2% up to $184,500, Medicare 1.45% (+0.9% above $200,000 single / $250,000 married), and a state rate you set. It ignores credits, pre-tax deductions, local taxes and benefits. Sources: IRS: tax year 2026 inflation adjustments · SSA wage base per Federal Register notice 2025-19763.

Hourly equivalents divide by 2,080 hours. Pay above $239,200 is shown as "≥ $239,200" (BLS top code).

Outlook

NATIONAL (all US) Official projection Source: BLS Employment Projections 2025–35 · Data: 2025–35 projections

Sort:
Measure ⇅Value ⇅
Jobs 2025376,100
Jobs 2035 (projected)355,500
Change in jobs-20,600
Percent change-5.5%
Openings a year (growth + replacements)20,900
Self-employed share1.6%
Typical entry educationHigh school diploma or equivalent
Work experience in a related occupationNone
Typical on-the-job trainingLong-term on-the-job training

Licences and certifications are set by states and employers; the education shown is the usual entry requirement, not a legal one.

By state

STATE (50 states + DC) Official statistic Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2025 · Data: May 2025

Sort:
State ⇅Jobs ⇅Location quotient ⇅Median pay ⇅Entry (10th pct.) ⇅Top (90th pct.) ⇅Median vs US ⇅Yearly rent as % of median pay ⇅
Alabama4,0400.92$79,710$49,190$106,370+2%16%
Alaska2200.33$87,670$62,200$132,200+12%20%
Arizona13,8302.05$65,110$47,990$100,590-17%31%
Arkansas2,6600.98$73,920$46,490$103,420-5%16%
California24,2900.64$91,790$60,020$124,990+18%28%
Colorado5,6800.95$77,620$59,550$123,360-0%28%
Connecticut3,1900.90$88,330$63,090$129,740+13%21%
District of Columbia3600.24$101,150$70,240$144,680+30%23%
Florida28,1001.36$76,920$47,030$105,150-1%28%
Hawaii9000.69$79,080$51,830$106,690+1%29%
Idaho1,3200.74$77,340$49,940$117,100-1%21%
Illinois14,2101.12$77,010$48,620$118,810-1%21%
Indiana4,3400.65$73,560$48,660$101,270-6%18%
Iowa3,9301.21$72,640$50,360$102,900-7%16%
Kansas4,5701.53$77,290$48,980$112,710-1%17%
Kentucky3,6700.88$73,840$52,600$100,400-5%16%
Louisiana3,3400.83$65,220$42,160$102,240-16%20%
Maine1,6501.23$78,590$60,180$104,490+1%18%
Massachusetts5,0700.67$83,740$58,650$123,260+7%26%
Michigan6,6400.72$78,850$48,210$109,000+1%18%
Minnesota5,5300.90$78,350$58,110$106,270+0%20%
Missouri6,2001.01$75,840$48,900$111,070-3%17%
Montana1,2301.15$63,860$46,080$101,390-18%22%
Nebraska3,1601.48$75,830$50,170$102,250-3%17%
New Hampshire8800.62$83,890$59,580$120,430+8%22%
New Jersey9,6501.08$95,690$61,780$129,720+23%23%
New Mexico1,2800.71$67,930$40,620$101,520-13%20%
New York17,3300.86$87,130$51,560$130,370+12%23%
North Carolina9,8800.96$75,310$48,200$108,630-3%21%
North Dakota7500.84$65,460$47,960$97,470-16%18%
Ohio13,6501.18$67,990$47,950$104,870-13%19%
Oklahoma4,1401.16$71,260$47,440$100,240-9%18%
Oregon2,9500.72$81,640$56,320$117,380+5%23%
Pennsylvania13,2701.05$77,290$46,360$119,980-1%19%
Rhode Island1,1501.10$86,520$60,290$130,480+11%20%
South Carolina4,1300.86$75,370$46,640$104,050-3%20%
South Dakota1,0301.08$78,900$58,160$104,190+1%15%
Tennessee6,3900.93$78,010$47,310$108,890+0%20%
Texas29,2201.00$78,800$46,560$116,610+1%22%
Utah2,4400.67$69,000$46,120$100,970-12%28%
Vermont2800.44$83,970$62,360$118,500+8%19%
Virginia7,8600.92$74,240$49,140$109,970-5%27%
Washington6,1800.83$80,700$50,080$122,840+3%27%
West Virginia1,3400.92$67,290$45,650$106,330-14%16%
Wisconsin8,7601.43$78,160$50,570$103,620+0%18%
Wyoming1800.30$76,400$48,790$126,440-2%16%

Location quotient above 1 means the occupation is more concentrated in the state than in the nation. "n/a" means BLS suppressed the figure. Rent uses the state median gross rent (ACS).

Metro areas

METRO Official statistic Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2025 · Data: May 2025

The 60 highest-paying metropolitan areas among those with at least 300 jobs in this occupation.

Sort:
Metropolitan area ⇅Jobs ⇅Median pay ⇅Entry (10th pct.) ⇅Top (90th pct.) ⇅Location quotient ⇅
San Francisco-Oakland-Fremont, CA3,390$105,340$70,930$136,6400.68
Baltimore-Columbia-Towson, MD4,280$98,700$56,910$144,6801.51
San Jose-Sunnyvale-Santa Clara, CA370$98,230$59,740$148,6600.16
New York-Newark-Jersey City, NY-NJ14,840$95,980$55,440$135,7600.75
Mobile, AL550$94,740$48,280$106,3701.54
Riverside-San Bernardino-Ontario, CA1,410$91,940$58,360$119,4300.39
Salem, OR500$90,270$63,590$122,7101.27
Los Angeles-Long Beach-Anaheim, CA7,540$89,070$59,100$122,1300.58
Boston-Cambridge-Newton, MA-NH3,380$88,390$59,850$123,3900.60
Fresno, CA550$87,910$57,410$109,6900.55
Sacramento-Roseville-Folsom, CA2,560$87,910$60,170$124,4301.13
Binghamton, NY300$87,320$58,320$106,4401.47
Providence-Warwick, RI-MA1,310$86,360$60,290$129,3200.88
Hartford-West Hartford-East Hartford, CT2,220$85,020$63,260$129,7401.77
Birmingham, AL1,510$84,640$51,980$113,3801.40
Washington-Arlington-Alexandria, DC-VA-MD-WV2,600$84,590$55,960$125,0500.40
San Diego-Chula Vista-Carlsbad, CA2,840$84,550$59,520$118,5100.89
Trenton-Princeton, NJ770$83,420$58,300$112,4601.54
Seattle-Tacoma-Bellevue, WA3,840$83,200$51,990$125,8400.88
Dallas-Fort Worth-Arlington, TX8,630$82,890$51,590$119,1801.02
Portland-Vancouver-Hillsboro, OR-WA1,730$82,160$51,820$117,7700.69
Rochester, NY470$82,080$54,850$128,0400.46
Syracuse, NY590$82,060$58,950$111,7500.95
San Antonio-New Braunfels, TX4,860$81,830$47,470$116,9002.07
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD6,850$81,560$54,590$127,0701.13
Grand Rapids-Wyoming-Kentwood, MI790$81,420$49,280$103,9100.64
Charleston-North Charleston, SC370$81,330$60,530$115,2100.45
Madison, WI1,400$81,200$59,860$105,2401.65
Deltona-Daytona Beach-Ormond Beach, FL300$80,970$52,630$108,8900.65
Portland-South Portland, ME770$80,950$60,300$106,0601.28
Knoxville, TN440$80,820$47,330$103,9700.50
Worcester, MA710$80,560$55,720$119,2100.97
Albany-Schenectady-Troy, NY1,210$80,070$54,850$110,9201.29
North Port-Bradenton-Sarasota, FL460$79,970$48,120$115,0100.65
Denver-Aurora-Centennial, CO3,580$79,930$60,540$126,4801.07
Milwaukee-Waukesha, WI2,620$79,770$50,890$104,5701.53
Lansing-East Lansing, MI700$79,510$47,680$102,1001.54
Oxnard-Thousand Oaks-Ventura, CA400$79,160$59,090$119,3000.60
Detroit-Warren-Dearborn, MI3,280$79,060$54,980$113,1300.83
Urban Honolulu, HI770$78,970$51,830$106,6900.83
Fayetteville-Springdale-Rogers, AR520$78,950$40,960$103,0100.91
Sioux Falls, SD-MN570$78,900$51,600$104,1001.54
Memphis, TN-MS-AR450$78,850$49,450$106,3300.35
Greenville-Anderson-Greer, SC430$78,830$49,230$112,2600.47
Houston-Pasadena-The Woodlands, TX2,890$78,820$48,120$115,8100.42
Buffalo-Cheektowaga, NY2,040$78,810$57,050$107,7901.83
Richmond, VA1,790$78,780$50,320$105,5401.30
Miami-Fort Lauderdale-West Palm Beach, FL5,210$78,730$47,970$120,9400.89
Charlotte-Concord-Gastonia, NC-SC2,460$78,680$47,430$113,3100.87
Chicago-Naperville-Elgin, IL-IN9,080$78,640$49,590$123,4600.96
Minneapolis-St. Paul-Bloomington, MN-WI4,280$78,460$60,400$106,8801.05
Olympia-Lacey-Tumwater, WA910$78,460$55,640$95,6403.36
Kansas City, MO-KS3,690$78,090$51,750$121,3701.61
Nashville-Davidson--Murfreesboro--Franklin, TN3,390$78,030$48,070$109,4701.48
Tampa-St. Petersburg-Clearwater, FL7,240$77,990$48,100$104,4302.40
Peoria, IL300$77,740$57,960$123,8400.88
Cincinnati, OH-KY-IN1,830$77,640$48,980$104,4200.80
Lexington-Fayette, KY560$77,310$58,820$100,4200.93
Redding, CA330$77,070$53,280$98,2702.21
New Orleans-Metairie, LA930$77,020$48,150$104,3301.00

FAQ

How much does a claims adjusters, examiners, and investigators earn in the US?

The median is $78,000 a year ($37.50 an hour); the lowest-paid tenth earn under $48,850 and the highest-paid tenth over $117,040 (BLS OEWS, May 2025).

How many claims adjusters, examiners, and investigators jobs are there?

324,230 in May 2025, and BLS projects -5.5% growth to 2035.

What education do you need to become a claims adjusters, examiners, and investigators?

The typical entry education is: High school diploma or equivalent (BLS).

Which state pays claims adjusters, examiners, and investigators the most?

District of Columbia, with a median of $101,150 (among states with published figures).

Sources

Sources

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